Bank account-book.



llNrrEo STATES PATENT EErcE.

VILLIS L. VEVER AND HENRY H. PARMERTER, OF PLATTSBURG, NEWv YORK.

BANK ACCOUNT-BOOK.

SPECIFCATION forming part of Letters Patent No. 632,769, dated September 21, 1899.

Application filed May 25, 1899.

To a/ZZ whom, it may concern:

Be it known that vweVILLIS L WEVER and HENRY H. PARMERTER, citizens of the United States, residing at Plattsbu rg, in the county of Clinton and State of New York, have invented certain new and useful Improvements in Bank Account-Books; and we do hereby declare the following to be a full, clear, and exact description of the invention, such as will enable others skilled in the art to which it appertains to make and use the same.

Our invention relates to improvements in bank account books, and pertains to a book specially adapted for use in keeping depositors accounts in banks, though the principle is equally adapted for many other purposes wherever successive entries are to be made following a certain payment or other general matter to which the entries have a common relation.

Referring to the drawings, Figure lis a perspective View of an account-book embodying our invention, the same being shown open and the leaves folded in a position to have the balance for one week or period carried over to the next succeeding week or period. Figfi? is asimilar view showing the book open and the creased or perforated leaf turned forward'or to the right and folded ready to have the succeedingr leaf turned backward for carrying the balance to the succeeding period. Fig. 3 is a similar view to that of Fig. 2, showing a modification in respect to the location of the balance-column.

Referring now to the drawings, A denotes an account-book, which consists of a plurality of pages B, the said pages being all of the same size and ruled to receive a plurality of names in a vertical column, and also ruled in vertical columns C, D, E, F, G, and H, which represent the respective days of the week, as clearly illustrated, and which may be aptly termed for the purpose of description a week or period7 Each page is provided with a vertical crease or line of perforations d, preferably at a point just in rear of the balance-column of the Friday column of each period or week. As is usual in books of this character, the balance is carried over from one period or week to the succeeding period, and the purpose and object of our present invention is to facilitate the accurate transferring of these balances by having eX- posed to the view of the accountant the name of the depositor in the preceding closed period or week and at the same time the names of the same depositors in the succeeding period or week to whichthe balance is being carried, and also to have the transferringpoint approximately at the center of the page, or, in other words, a considerable distance from its edges, which makes the transferring of the balance much easier and much more convenient than when made at the edge of the book. The adjoining folios do not bear the same set of names-for instance, the account of John Adams is not carried forward to the next succeeding folio, as the next succeeding folio begins on the page a, which is at the opposite side of the leaf from the account of John Adams, and so the account of John Adams is continued on to at least the second succeeding folio, while those folios which intervene are occupied by other accounts, as that of T. Masey.

In the operation of transferring a balance from one period to a succeeding period of depositors account the leaf B of the preceding period is turned forward to the right, as indicated at h in Figs. 1 and 2, and the page containing the succeeding period or week is turned backward and lapped over the space d of the preceding period, and when so ar ranged the accountant has exposed to his view the name of the depositor in the preceding period and also in the succeeding new period, which will avoid the mistake of en tering a balance from the account of a depositor in a preceding period to the wrong name or wrong depositor in the succeeding or new period.

Preferably the iirst balance-column of each period or week is placed immediately after the name of the depositors, as indicated at e, though this location maybe changed by placing the iirst balance-column just in advance of the names of the depositors, as indicated in Fig. 3, or the first balance-column and transactions of the first day may be placed before the name-column without varying from the principle of our invention.

lVhile we here show a period for a week IOO which occupies the space entirely across the book When open, or, in other words, two pages of the book for each period or week, it will be readily understood that the pages of the book can be made sufficientlyloug or wide to have each page occupy a single week or period, which would not affect the utility of our invention in carrying the balance from the right-hand edge of a page to a succeeding page by the turning of the page to the right,

as before explained.

By folding or creasing the pages at the point heretofore described and shown it enables us to carry the transferring-point to a portion of the book which is a considerable distance from the edges of the page, and it is much more convenient than for the accountant to transfer the balance at the extreme edge of the book, which has been the case with bank-books heretofore provided,with its edge adapted to be turned backward or to the left.

We are aware that account-books have heretofore been provided .with a balance-column at the extreme edge adapted to be folded backward or to the left for receiving the'balance of the preceding week or period, and we make no claim therefor. Our invention differs from this in folding the pages forward or to the right and at a point at or just back of the Friday balance-column of the preceding period, which has the advantage of exposing to the View of the bookkeeper the name of the depositor in both of the periods, which prevents the accountant from transferring the balance to the Wrong account, as

the subject-matter of the account, each leaf provided with a forwardly-folding crease at a point sufficiently removed from its edge to expose the depositors name, and the succeeding leaves adapted to be turned back.

ward to receive the balances of the accounts, substantially as described.

2. An account-book comprising a plurality of leaves which contain a column for the depositors name and columns representing the days of the week, each leaf provided Withthe forwardly-folding crease situated at a point sufficiently removed from the edge of the leaf to expose thelast day of the week and balancecolumn of next to the last day when folded forward and also to expose the depositors-narne column, substantially as described.

In testimony whereof we do affix our signatures in presence of two witnesses.

WILLIS L. VVEVER. HENRY H. PARMERTER. Vitnesses:

FRED W. GUIBORD, JOHN M. WEvER. 

